See why Graystone Mortgage is the 

Preferred Lender of Three Mile Prairie!

Building your dream home can be easy and affordable with the Graystone Construction Loan.

Benefits of a Graystone Construction Loan:

As Low as 5% down needed

We offer a variety of loan programs to find the right solution for your needs. We also can provide up to 95% financing, which means building your dream home is within reach.

Don’t move twice!

In most situations, we will allow you to stay in your current home during construction.

Loan Based on Appraised Value

Since you will have your name on the title to the land and the construction loan, we can base your long-term loan on the appraised value and not just the cost to build.


We work Directly with builders

We will work side by side with your builder, so you can be certain that funding is smooth throughout the entire project.

We offer a variety of loan programs

MH Advantage®: Min. Down Payment: 3% | Min. Credit Score: 620
Why: Lower interest rates than most traditional manufactured home loans,
and cancellable mortgage insurance.

Conventional Loan: Min. Down Payment: 3% | Min. Credit Score: 620
Why: Our most popular loan, with competitive rates and cancellable mortgage insurance.

FHA Loan: Min. Down Payment: 3.5% | Min. Credit Score: 580
Why: Great option for first-time homebuyers.

VA Loan: Min. Down Payment: 0% | Min. Credit Score: 620
Why: For Veterans and eligible spouses.

Buying a new home can be stressful, but our “white glove” approach and in-house financing allow us to walk through financing, building, and closing with ease.

Three Mile Prairie Questions

If you would like to learn more about the process or available products fill out the form below and a Loan Officer will reach out:

Ready to start the pre-qualification process? Apply below to get started.